Managing money is challenging and important. Banks and credit card companies earn their fortunes from people who don’t understand where there money goes. Bank fees and high interest rates are much easier to avoid if you understand exactly where you are spending money. Here are some tips from hard won lessons in managing money. (Continued…)
I was sightseeing around San Francisco one very rainy day. It was 1990 and I wanted a CD player. I was also broke. CD players were still rather expensive. So I’d been shopping around for a while. I knew the prices, but they were just barely out of my reach. So I was biding my time, checking every electronics store I saw.
That day, as I wandered around downtown, I found a small shop at the base of a skyscraper. It had a window front on the street with electronics from top to bottom. Inside, it was packed. I’ve never seen so many electronics in such a small space. It felt like a sardine can of circuits, chrome and black plastic.
I made my way over to the CD players and found the exact portable CD player I wanted to buy. (Continued…)
Having a current copy of your credit record is vital to protect yourself from credit errors and identity theft. And, thanks to Congress, getting a copy is extremely easy. By law, everyone is allowed to download an annual copy of their report. But be warned. The website advertised on TV, freecreditreport.com, is not the right place to go. It is a scam run by Experian to get people to sign up for an unnecessary yearly service. The correct website is annualcreditreport.com. (Continued…)
Our garage door wouldn’t close. We’d hit the button, it would start closing, then stop, then roll the door back the little bit it had moved down, and the light on the opener would flash 10 times. I think it was trying to say something. After careful research over the next few weeks, a lot of thought, and a clean wet rag — we fixed it. (Continued…)